Ocal Ham Beque

An insurance industry mailing list is a prerequisite if one wants to carry out effective promotional activities in the insurance sector. The insurance agencies and brokers involved in the furnishing of insurance policies make use of various niche services and products to carry out their business operations. Many insurance establishments rely on mobility as a part of their business scheme. Not just that, the usage of big data and analytic tools has also been on a constant rise.

As one can see, the insurance industry is a prolific market space that offers numerous business opportunities for ambitious marketers. However, with constantly changing times, marketers must also update their marketing techniques. Here are a few novice and productive strategies that one can implement to garner a higher rate of conversion and subsequently, higher sales.

Co-marketing

While marketing in the insurance sector it will definitely pay-off to join hands with another brand and conduct advertising campaigns that take both the businesses in the direction of positive development. Marketers will merge their marketing sources and strategies to engage prospects that are relevant to both the brands. Also, the combination of various marketing intelligences leads to a campaign that is doubly more effective in driving the prospects to make purchases. In the insurance sector, marketers can easily allure all the leads that a goal-oriented insurance agents and brokers business list brings.

Automation

The various tasks that are carried out in a marketing campaign are repetitive. For example, a marketer sends a certain product’s advertisement to 100 prospects. In the future, the same prospects can be engaged with broadcasts that talk about the similar products. Therefore, while marketing to the insurance industry, it only makes sense to automate the marketing initiative to make the function of repeat marketing convenient.

Hashtags

Social media boom is one to reckon with. The complete and astute utilization of the social media platforms is a great way to build brand visibility. One must take care to utilize hashtags that are relevant and not too long. Also, a post that contains more hashtags than words is bound to get a negative response. Marketers must be generous but cautious with the use of hashtags in their advertisements to gain the desired results.

Advertise pertinent products and services to the insurance sector by launching targeted multi-channel marketing campaigns based on a result-oriented insurance industry mailing list and with the above stated innovative ideas in mind to get higher sales and reach a high ROI.

Source by Mavis Williams

If you want to stay at home and engage in a money-making activity that allows you to do it on your own time and pace, then this might be for you. Stuffing envelopes in your own home might prove to be the opportunity you’re looking for to be productive within the comfort of your home.

If this money-making opportunity raises alarm bells for you, it is not surprising.

There have been scams going on in the internet and offline that have a lot to do with envelope stuffing. These scams normally ask you to pay a certain fee up front to get the information and supplies you need to stuff envelopes and start making money quick. Only you generally don’t get what you expect for the money you paid, and the money you paid for it vanishes.

There is a legitimate way to make money stuffing envelopes, but to avoid making people leery of this opportunity, it may be best to call it a different name. Direct Mail Service entails stuffing envelopes at home for a company that wants to send its regular offers to potential customers.

These are legitimate companies that provide you a mailing list and engage your services to do the stuffing and mailing job for them so they can focus on more important business matters and activities.

All you need to get started would be a computer to print out envelope labels and to store your mailing list and other related data you need. You can opt to buy supplies that would make your task easier like paper and envelope folders as you earn along the way.

There is a big difference between this direct mail service and the so-called get-rich-quick-stuffing-envelopes scheme. First of all, you do not have to pay the company to start their mail service for them. Second, while you may work for the company, you are simply providing them your services; you own your direct mail service business. Third, you can choose the companies you want to offer your services to.

You can start by advertising your service through your Facebook or your Twitter account. You can also surf the internet for companies looking for direct mail services. Your friends and relatives may even know someone who would appreciate your service. Small to medium sized businesses in your local area are a great place to start.

Once you’ve found your prospective client(s), call on them and present the services you have to offer. You can go the extra mile of designing the inserts, envelopes and mailing labels for your clients. Take inspiration or ideas from the mails you get yourself by critiquing their presentation, layout, and design.

You can also offer potential clients with additional services such as maintaining and updating their mailing list database. The point is not to simply satisfy their present needs, but to go beyond what they need at first glance and anticipate and offer other value-added services that can really help them. Delight your clients and there will be a big plus for you in terms of rewards.

To protect yourself from potential scammers, get to know how these frauds operate.

Typically, you’d receive a mail or read an ad that entices you to earn by stuffing mail but asking you to first send money (generally just $1 bills) to get started. The ad would probably dangle the idea of you making money if at least 10% of the people you send the mail to reply. But in truth, a.5% response rate is already considered excellent for direct mail ads. A 10% response is nearly impossible.

A few days or weeks later, you receive a letter containing a one-page set of instructions to “start making money”. You will then be asked to make copies of the same instructions and then to place the same ad you responded to previously in your local paper, the internet and other possible means. Pretty soon, you begin receiving self-addressed stamp envelopes containing one dollar bills just as you had done yourself.

Sadly, the only one who truly makes money is the original source of the ad. Succeeding respondents to the ad can only get their investment back if others reply to their own ads as well. What’s worse, if you are found out by the local or other post offices in the U.S. you could face jail term and hefty penalties under the United States postal service chain letter laws. There are different ways provided on the MoneyConnexion blog to find genuine Envelope stuffing opportunities.

To protect yourself, consider the following:

Don’t pay for a set-up package or a proposal for you to send out mail to get others to buy a package or to also send out mail. When you receive a business proposal in exchange for a fee, it’s best to ignore it. If its sounds too good and too easy to be true, it probably is.

Make sure the company you’re dealing with is duly registered. Look them up over the internet. Personal blogs will also help you decide whether their offer is legit or a scam. Bloggers who’ve dealt with them also give true feedback on the product or service.

Legitimate companies always indicate their contact information in all their communications to you. Beware of those who will ask you to send any kind of funds to get started and give a P.O. Box number; these are indicative of a scam.

Direct mail service only applies to those types of mail that need to be individually customized and sent out in limited quantities, not by the hundreds or thousands. Those that are sent out in volumes are usually “generic mail” that will be more cost-effective for a company to be prepared using a machine rather than availing of an external service.

Source by Maya SK

A lot of us want to have more faith and get closer to God. The question is how do we do this? Maybe we should, strip away our inhibitions, unlock our imaginations, and send an imaginary e-mail to God. Maybe we have to find our faith before we can learn how to communicate with God.

Maybe you could send God an imaginary e-mail in the form of a prayer. After all, God is always interested in hearing our prayers, isn’t he? It is not the type of thing that you have to worry about him opting into. God is always listening.

How would we start? Perhaps the subject line could read, “Dear God hear my prayer.” No I am afraid that would be too long. How about, “Prayer to God” That might do the trick nicely and we would have no fear of spamming the recipient.

I think it is best to leave any request for help to the body of the text. What would you like to ask for? Good health is often a way to go, but I think you need to get more personal and specific then that.

How about telling God that you are tired of patching yourself together with temporary quick fixes to control your weaknesses like smoking, eating, or drinking too much? That should get Gods attention, don’t you think?

I wonder what God would say in an answer to us? Maybe he would tell us to stop trying to patch ourselves together and find more faith so that we could be strong enough to overcome our weaknesses with his help. Maybe we could use our imaginations to develop our own personal faith patch to replace all those other temporary patches and help us deal with our problems. Maybe we could use our faith.

You don’t have to worry about the address or click on the send button in this imaginary e-mail. I believe that God is always interested in hearing our prayers no matter what form they take.

Are you ready to send a message of faith to God?

You don’t have to worry about sending this e-mail to the wrong address because God is always with us and has a universal address. You don’t even have to type out this e-mail on your word processor. You can just think it.

Whatever you do, try and rely on your faith in God to help you overcome your weaknesses. Stop trying to patch yourself together. Try and find more faith so that you can learn to cope with your personal problems and the troubles of our time like terrorism and natural disasters.

Don’t forget to leave your personal signature in your e-mail to God. It’s not that he doesn’t know who you are; it is just that he may be waiting to hear that you are becoming a Person of Faith. It might help for you to mention this in your signiture block.

An example could read something like this:

Your name:

Statement that you are becoming a Person of Faith

Statement that you believe in God

Your e-mail address (unnecessary)

Your telephone number (unnecessary)

God knows where to find you.

Are you ready to stop patching yourself together?

Are you ready to become a Person of Faith?

God may be waiting to hear from you.

Are you ready to communicate with God? Do you feel in your heart that you are a worthwhile person that is entitled to speak to God? Have you spent your life doing good works and caring about other people? The rest is up to you.

Source by Arthur Levine

I have been treating patients of plantar fasciitis since I started my clinic a decade ago. At first there were patients mostly coming from the professions that needed long periods of standing, like those of teachers or professors or advocates. Recently, one of my happy patients wrote a testimonial in a reputed daily newspaper and that followed a huge number of patients reaching my clinic to get relief from the most troublesome ailment of their life. Let’s discuss few things about it.

Our feet are made up of almost 25-30 small bones that are arranged in an arch-shaped manner. Every time we put a step ahead, we put our whole weight on a single foot. This weight bearing gets divided at the knee-joint, the ankle-joint and finally the arch of the foot. To keep the bones in place and to add a buffering or spring-like function, we have got a thick fibrous band, called plantar fascia, that extends from the heel bone till the balls of the foot. It not only helps to reduce the impact but also maintains the curvature of the sole. If due to some reasons it gets overstretched or if it gets weak, due to age or poor health, it starts getting inflamed, resulting into the condition called plantar fasciitis.

The radiograph of many patients suffering with this ailment also show a spike like overgrowth at the base of the heel-bone, popularly called as calcaneal spur. It is a result of the normal wear-and-tear of the bone due to walking on it for our life time and the subsequent healing by calcium deposition by the body. Since it’s a repair without absolute rest, it doesn’t attend the smoothness it requires and results into a thorny shape. Presence of such spur can result into an additional bothering factor for the inflamer fascia.

As regards the symptoms, the patient of plantar fasciitis typically complains of excruciating pain in the heel region, especially when s/he steps out of the bed first time in the morning or starts walking after a long period of rest. The pain is so severe that the patient almost limps for some time. The pain gets relieved once you walk a few steps. It also gets relieved with cold compresses. Few patients also get pain if they stand for long time or sit on a high-chair with their legs hanging down.

The usual treatment options are giving some pain-killers or anti-inflammatory drugs, that give a temporary relief. If you are aiming for a permanent cure, the best relief can be obtained by trying out homeopathic remedies. I have been treating patients with homeopathic drugs like Calcarea flur, Valeriana, Natrum carb, Cimicifuga and Rhus tox, prescribed as per their individual indications. Once there is more than 80% amelioration in the pain, one should start doing plantar exercises that should be continued for few years to give a better load-bearing capacity to the plantar fibrous tissue.

Source by Amit Karkare

Gear is one kind of mechanical parts. It can be widely used in industries. A gear is a rotating machine part having cut teeth, or cogs, which mesh with another toothed part in order to transmit torque.

Spur gear is the simplest type of gear which consists of a cylinder or disk. Its form is not straight-sided, thus, the edge of each tooth is straight and aligned parallel to the axis of rotation. Only gears fit to parallel axles can they rotate together correctly.

As the most common type, spur gears are often used because they are the simplest to design and manufacture. Besides, they are the most efficient. When compared to helical gears, they are more efficient. The efficiency of a gear is the power output of its shaft divided by the input power of its shaft multiplied by 100. Because helical gears have sliding contact between their teeth, they produce axial thrust, which in turn produces more heat. This causes a loss of power, which means efficiency is lost.

In addition to these, they also have many other advantages. Spur gears have a much simpler construction than helical gears because their teeth are straight rather than angular. Therefore, it is much easier to design and produce them. And they will not fail or break easily. And this makes them cheaper to purchase and to maintain which then leads to less cost.

Although they are common and efficient, spur gears have disadvantages as well. Firstly, they are very noisy when used at some speeds because the entire face engages at once. Therefore, they’re also known as slow-speed gears. Secondly, they can only be used to transfer power between parallel shafts. They cannot transfer power between non-parallel shafts. Thirdly, when compared with other types of gears, they are not as strong as them. They cannot handle as much of a load because the teeth are small and situated parallel to the gear axis, rather than being large and situated diagonally as the teeth on a helical gear are.

According to the above, we can conclude that spur gears have many advantages as well as some disadvantages. Although sometimes, its disadvantages may affect them a lot, their advantages still outweigh their disadvantages. That is to say, spur gears are still popular among many industries. And they can have good performances to meet people’s requirements.

Source by Rainbow Hong

A lot of people already know what a papasan chair is – after all, they have been quite popular in the United States and Europe ever since World War II ended. Those who are not familiar with the name may know the papasan as the moon chair or the bowl chair. In any case, it is a fairly large round chair that is typically composed of a separate base and bowl frame and is topped with a very comfortable cushion of the same shape.

Traditionally, papasan chairs are handcrafted from rattan or wicker – most of them are still actually created in this manner, particularly those that are imported from Asian Countries like the Philippines and Indonesia. However, for customers who have a more modern preference in terms of furniture design, there are also newer designs of papasan chairs that are made of lightweight steel or even plastic.

If you are considering buying a papasan for your home, one of the most important decisions you would have to make is whether you are going to choose the single papasan chair that can fit only one person, or the double chair that can accommodate two individuals, just like a loveseat.

Both the single and double chairs come with their own set of advantages and the choice of which one to pick would mostly be a matter of personal preference. However, to give you an idea of which type would be better for you, following are some of the perks that you can enjoy with each type:

Single Papasan Chairs

The most obvious advantage of single papasan over double ones is the smaller space that they would occupy, which can still be a considerable amount of floor space compared to other kinds of chairs. Of course, this would only be an issue for homeowners who have limited space in the house.

Single papasans are also much cozier for someone who plans to use it solo. Curling up all by yourself in the larger double chair may not make you feel as snug as you would like because there would be too much space to occupy. Some double papasan chairs may even feel like a small bed for a person of a rather diminutive frame.

Of course, single papasans are also much easier to move around and are lighter to carry when you need to move. Cushion replacements will also be cheaper because of the smaller size.

Double Papasan Chairs

If you have a romantic partner and would like to use the papasan chair for cuddling in front of the fire or the television with your loved one, then it would make more sense to buy a double papasan that can comfortably accommodate two people.

Some single papasan chairs are actually large enough to seat two people but the weight capacity of these single chairs may not be enough for two individuals. Double papasans, on the other hand, are not only larger but are usually also sturdier and able to carry much more weight without you worrying that you might fall or break the chair.

Double papasan chairs, which are also commonly called mamasan chairs, are also a popular choice for families with children who like to climb onto the chairs all at once. They are also perfect for a guest room where they can function both as a couch and a bed.

At the end of the day, it really depends on you whether you want a single or a double chair. But no matter which one you pick, the important thing is to choose one that is made with a high level of craftsmanship so that it can stay with you and your family for a long time to come.

One of the most important elements you have to inspect when buying a papasan is the kind of material used in the frames. It has to be a durable material that can withstand the test of time. In fact, this is the reason why papasan chairs made of rattan have remained popular all throughout the years – rattan ages very well and barely shows signs of wear and tear of extended usage.

Another important element is the size of the cushion. Whether you choose a single or double chair, it would be advisable to pick one that comes with a standard-sized seat for easy replacement of the cushions in the future. Even if your papasan chair frame is strong enough to last a lifetime, it is very likely that you would have to replace the cushions after a few years. This would be much easier if you have a standard-sized cushion so that you won’t have to pay for customization of the cushions, which can be quite expensive.

Source by L MacDonald

Any article you read on keeping an aquarium will emphasize the necessity of maintaining a clean tank. This is because the most common killers of fish come partially from an unclean tank and sneak up on your fish silently. Regular maintenance of your aquarium will help prevent the three major killers of freshwater aquarium fish from making an appearance.

The number one killer is ammonia poisoning. Ammonia poisoning occurs when ammonia levels in the water rise. This usually happens when you set up a new tank, or when a mechanical filter fails, or when colonies of good bacteria die due to fish medications or changes in the water chemistry. The symptoms of ammonia poisoning on your fish are: purple or red gills, fish go to the surface gasping for air, lethargy, loss of appetite, fish lying at the bottom of the tank, and red streaks on their fins or body. To treat for this disease, bring the water’s pH balance to 7.0 or lower, change 25-50% of the water, discontinue or reduce feeding so less waste is created and use chemicals to neutralize ammonia. There are steps for prevention you can take to make sure this never happens again. Stock a new tank slowly and do not introduce too many new fish at once. Test the water regularly, especially when adding new fish, medicate sick fish and repair your filter quickly when failure occurs. You can probably guess the final prevention advice -remove uneaten food and change water regularly!

After ammonia levels elevate, nitrate levels follow. This causes nitrate poisoning in your fish. Nitrate poisoning is also referred to as “brown blood disease.” A fish’s blood turns brown because of an increase in methemoglobin. The blood is then rendered unable to carry oxygen. Symptoms of nitrate poisoning are tan or brown gills, rapid gill movement, listlessness, and again you will see fish near the water’s surface gasping for air. To treat your fish for nitrate poisoning, do a large water change (75-100%), Add salt (preferably chlorine salt), reduce feeding, and increase aeration. The salt idea sounds strange for a freshwater aquarium, but surprisingly salt prevents methemoglobin from building up. As always, there are cautionary steps you can take to prevent nitrate poisoning from occurring. The preventative actions you should take for nitrate poisoning are actually the same as they are for ammonia poisoning. Clean your tank, clean your tank, clean you tank!

Finally, the most common killer or freshwater aquarium fish is algae. Algae is the greenish fog that appears in the aquarium’s water. Algae grow when an excess of nutrients is provided. Over growths of algae can occur when a light is left on, by overfeeding the fish, and not changing the water in the tank. To treat for overgrowth of algae, change 100% of the water and clean the tank. This can be prevented by feeding the fish sparingly, changing and cleaning the tank on a regular basis, getting snails or crabs that eat algae, and by having plants in your aquarium so they soak up nutrients.

The need to keep a clean fish tank can not be stressed enough. Keep your fish healthy and your aquarium pretty – the number one preventative measure for the major killers of your freshwater aquarium fish is to maintain a clean aquarium!

Source by Garry-Ian Macdonald

My wife and I have lived in Eleuthera for over 9 years and we’re still loving it. It didn’t take us long to realize that the moderate subtropical climate of the Bahamas would be just right for us. Yes, we stay here every Winter and sometimes even in the Summer because we own a home and a cottage in Central Eleuthera.

But before I’ll tell you how very special this island is… Well, do you know it’s only an hour by air from Florida, meaning Miami or Fort Lauderdale? No, you didn’t?…

OK, that’s a good reason to tell you the most important fact about Eleuthera right now — this long and narrow island is the greatest place for total relaxation… A heaven of peace and tranquility. Particularly for couples, families, snorkelers and anglers. Why?…

The Most Gorgeous Pink Sand Beaches

The number of spectacular and deserted beaches is truly impressive. So you are getting both… the beauty of the beaches and the beauty of the underwater world if you’re a snorkeler.

And rental places abound because many foreigners – mainly from the US – are renting out their homes or guest cottages. Simply put the two search words eleuthera and rental into Google and you’ll find a wide choice of rental homes..

Hotels? Hard to believe but on the entire island there are only three hotels directly on the water. The one in the North near Gregory Town is the newly renovated Cove Eleuthera.

In the area of Central Eleuthera there are just two hotels directly on the water, namely… the charming Italian Resort Cocodimama with 12 rooms. It’s on the left side of Eleuthera near GHB airport. And the other hotel with 8 rooms – Unique Village – is on the right side in North Palmetto Point. That’s the Atlantic side with all the fine pink sand beaches.

Eleuthera’s Unusual Shape and its Friendly Folks

Eleuthera is 100 miles long and a quarter to 4 miles wide. Its population is only about 9’000. And Eleutherans – the English-speaking natives – are very friendly. Let me give you an example…

When we first arrived at Governor’s Harbour airport, we were driven to the settlement Governor’s Harbour, 9 miles south of the airport GHB. And what did we see?… An almost straight road across gently rolling hills looking like a roller coaster and… bush, bush, nothing but bush on either side.

As we entered the small town of Governor’s Harbour, all the locals waved at us. *You must be a very well known person*, I said. *Oh, no, this is just the way people are here* she told me. And so it is still today when we’re driving to town.

What can you expect?

Crystal clear turquoise waters, awe-inspiring pink sand beaches and pure air. Little traffic which by the way is left-hand traffic just like in England. The Bahamas were a British colony after all. That’s why the children still greet you with a friendly *Good afternoon, sir*.

What else can you expect? There’s a few grocery stores with quite a good selection but nothing to compare with the US. Well, maybe with this one exception… in Rock Sound – South-Eleuthera – there’s the largest grocery store on the island with a good choice of fruits and vegetables.

Most repeat visitors to Eleuthera bring frozen meat. Don’t pack any vegetables, though or fruit, because customs will confiscate them. Visitors also bring their prescription medicine because there are no island pharmacies.

Restaurants?… You will find all kinds of restaurants but of course not as many as in really touristy places. Bahamian cuisine, Italian or Chinese… yes, they’re all there.

Eleuthera Is Developing At A Faster Pace Now

Since The New York Times published articles about Eleuthera in the Winter of 2005/2006, a couple of five star resorts started going up. They’re still under construction – Summer 2007 – but will start operating in 2008. The most important one is Cotton Bay in South Eleuthera.

This doesn’t bother us Winter residents though, because they’re small resorts. Nothing to do with mass tourism. Believe me that’s the essence of Eleuthera, peace and tranquility and a private home to really enjoy your privacy.

Source by Dieter Schoop